Using UGotiate
UGotiate Site Tips
Negotiations
- Do I need to do anything after an account is resolved?
- What to do if the creditor will not provide you a valid settlement letter
- Why you should not send payment on a settlement after the due date
- How long does it take to hear back from the creditor about an offer?
- How do I track if my offer was received?
- What happens after I send my offer?
UGuidance Central
Your To Do List
- What if I am behind on my Contributions?
- Why is it important to keep my Contribution Account Balance update?
- Why should I set up automatic monthly transfers into my Contribution Account?
- Why should I keep funds for settlement separate from my other money?
- What are the Good Choice Banking Guidelines?
- Don't have the collector's address for the Validation of Debt Letter?
Building your Plan and Goal
Adding and managing your creditors
- How do I change one of my creditors?
- Why are my balances increasing?
- What if I’m not receiving collection letters regularly?
- Why do I need to update my creditor’s balances?
- How do I find the Original Creditor on a Collection Letter?
- How do I find the Original Creditor Account Number on a Collection Letter?
Your Creditors and the Resolution Process
UGotiate Info
Money Saving Tips & Financial Education
- 5 ways to healthy spending habits
- When Should I Start Saving for Retirement?
- Fix an Error on your Credit Report
- Using Craigslist and EBay to sell your “stuff”
- Tips to Increase Your Income
- Save on Your Food Bill – Not just cutting coupons